Terms of Service
Agreement between User and www.valamontemortgage.com
Welcome to www.valamontemortgage.com. The www.valamontemortgage.com website (the "Site") is comprised of various web pages operated by Valamonte Mortgage Team ("Valamonte Mortgage Team," "we," "our," or "us"). The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of www.valamontemortgage.com constitutes your agreement to all such Terms. Please read these Terms carefully and keep a copy of them for your reference.
Website Purpose
www.valamontemortgage.com is a mortgage brokerage website. We are a mortgage brokerage firm offering mortgage loan services and financing solutions for residential real estate purchases, refinances, and related mortgage transactions.
Privacy
Your use of www.valamontemortgage.com is subject to Valamonte Mortgage Team's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Electronic Communications
Visiting www.valamontemortgage.com or sending emails to Valamonte Mortgage Team constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email, and on the Site satisfy any legal requirement that such communications be in writing.
Your Account
If you use this Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.
You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Valamonte Mortgage Team is not responsible for third-party access to your account resulting from theft or misappropriation of your account credentials.
Valamonte Mortgage Team reserves the right to refuse or cancel service, terminate accounts, or remove or edit content at its sole discretion.
Children Under Thirteen
Valamonte Mortgage Team does not knowingly collect personal information from children under the age of thirteen. If you are under eighteen (18), you may use www.valamontemortgage.com only with the permission and supervision of a parent or legal guardian.
Links to Third-Party Sites / Third-Party Services
www.valamontemortgage.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Valamonte Mortgage Team, and Valamonte Mortgage Team is not responsible for the contents of any Linked Site, including any link contained in a Linked Site or any changes or updates to a
Linked Site.
Valamonte Mortgage Team provides these links only as a convenience, and the inclusion of any link does not imply endorsement by Valamonte Mortgage Team of the site or any association with its operators.
Certain services made available through www.valamontemortgage.com may be delivered by third-party providers. By using any product, service, or functionality originating from the Site, you acknowledge and consent that Valamonte Mortgage Team may share information and data with third parties with whom we have contractual relationships for the purpose of providing requested services.
No Unlawful or Prohibited Use / Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms.
As a condition of your use of the Site, you warrant that you will not use the Site for any unlawful purpose or any purpose prohibited by these Terms. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.
All content included as part of the Service, including text, graphics, logos, images, software, and other materials, is the property of Valamonte Mortgage Team or its suppliers and is protected by copyright, trademark, and other intellectual property laws.
You may not modify, publish, transmit, reverse engineer, create derivative works from, participate in the transfer or sale of, or exploit any content found on the Site without prior written permission.
SMS Terms & Conditions
By submitting your phone number through our website and selecting the SMS consent checkbox, you agree to receive conversational SMS text messages from Valamonte Mortgage regarding your mortgage inquiry, loan application, appointment scheduling, requested documents, and customer service communications.
SMS consent is optional and is not a condition of purchase or service. The consent checkbox must be voluntarily selected by the user before SMS messages are sent.
Message frequency may vary. Message and data rates may apply depending on your mobile carrier plan.
To opt out of SMS communications at any time, reply STOP. For assistance, reply HELP.
Supported carriers are not liable for delayed or undelivered messages.
Valamonte Mortgage reserves the right to modify or terminate SMS messaging services at any time.
Third-Party Accounts
You may be able to connect your Valamonte Mortgage Team account to third-party accounts. By connecting such accounts, you consent to the continuous release of information about you to others in accordance with your privacy settings on those third-party platforms.
International Users
The Service is controlled, operated, and administered by Valamonte Mortgage Team from offices within the United States. If you access the Service from a location outside the United States, you are responsible for compliance with all local laws.
Indemnification
You agree to indemnify, defend, and hold harmless Valamonte Mortgage Team, its officers, directors, employees, agents, affiliates, and third parties from and against any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of the Site, your violation of these Terms, or your violation of any applicable laws or rights of a third party.
Arbitration
In the event the parties are unable to resolve any dispute arising out of or relating to these Terms, such dispute shall be resolved by final and binding arbitration pursuant to the Federal Arbitration Act.
The arbitration shall be conducted by a single neutral arbitrator and administered by the American Arbitration Association (AAA) or a similar arbitration service selected by the parties.
The arbitrator's award shall be final and binding, and judgment may be entered in any court having
jurisdiction.
Class Action Waiver
Any arbitration under these Terms shall take place on an individual basis. Class arbitrations and class, collective, or representative actions are not permitted.
THE PARTIES AGREE THAT ANY CLAIMS SHALL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL INFORMATION, PRODUCTS, SERVICES, AND RELATED MATERIALS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.
VALAMONTE MORTGAGE TEAM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, VALAMONTE MORTGAGE TEAM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE.
Termination / Access Restriction
Valamonte Mortgage Team reserves the right, in its sole discretion, to terminate your access to the Site and related services at any time without notice.
Governing Law
To the maximum extent permitted by law, this Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
You consent to the jurisdiction and venue of the courts located in California for any matters not subject to arbitration.
Changes to Terms
Valamonte Mortgage Team reserves the right, in its sole discretion, to change the Terms under which www.valamontemortgage.com is offered. The most current version of the Terms will supersede all previous versions. We encourage users to periodically review the Terms to stay informed of any updates.
Contact Us
Valamonte Mortgage Team
655 Capitola Road, Suite 202
Santa Cruz, CA 95062
United States
Website:
Email:
Telephone:
+1 (831) 254-9787