Our Team

Nuestro Equipo

Meet the Team

Gerry and the Valamonte Mortgage Team are proud to maintain a consistent 5-star rating on Google and other review platforms, earning a strong reputation in the Santa Cruz real estate community for delivering best-in-class service. Gerry is an active member of NAHREP (National Association of Hispanic Real Estate Professionals) and is well known within the organization’s regional network as a trusted advisor. His team is recognized throughout Capitola and Santa Cruz for their high production, fast closing times, and creative lending solutions—often matching or exceeding the capabilities of much larger, national lenders.

Gerry Valadez

Gerry brings over 20 years of mortgage industry experience and has helped thousands of families navigate the home-buying process with speed and confidence. Whether clients are buying, selling, refinancing, or building, he provides clear, accurate guidance through today’s ever-changing mortgage options. His priority is ensuring every client makes the right choice for their family, delivering service that consistently exceeds expectations.

Ursula Montesinos

Ursula is a proud Santa Cruz native, having grown up near the beautiful beaches of Santa Cruz. Deeply rooted in her community, she has been an active member for years, dedicating time to various local non-profits and initiatives that support and uplift others.
She is a graduate of San Jose State University, where she earned her degree in Communications with a minor in Public Relations. Since entering the mortgage industry in 2015, Ursula has built extensive experience helping clients navigate the home financing process with confidence and clarity.
She currently works alongside Gerardo Valadez as a Loan Officer Assistant and now serves as Project Manager for the Santa Cruz Next Gen Branch. Ursula is passionate about guiding families through one of the most important milestones of their lives, homeownership, while continuing to stay involved in the community she proudly calls home.

Tara Lichtenwalter

With over 20 years of industry experience, I offer a detailed understanding of the mortgage process from application to closing. I specialize in helping first-time homebuyers and those who need a little extra guidance or down payment assistance. Nothing makes me happier than watching someone unlock the door to their very first home! I absolutely love my work and I’m committed to providing a professional, efficient, and supportive experience for every borrower.

Jose Flores

As part of the Valamonte Mortgage team, Jose is dedicated to guiding clients toward financial clarity and helping them build long-term stability through homeownership. He takes pride in supporting clients with clear communication and dependable service throughout the lending process.

Pammeli Moya

With over six years of experience in the industry, she plays a key role in helping transactions run smoothly from start to finish. Known for her attention to detail and supportive approach, she helps ensure every step of the process is efficient and stress-free.